Monday, April 5, 2010

april 5 off to market tommorow

so i come home today and ready to cook and meat smell spoil so i had to throw it all away so i am going to only buy week worth of stuff . it crazy and im tired of it seem every time i try to be good and cook something happen.im tired at least i dont have to restockcabinet. i am going to put 50.00 for groceries a week and not order out .

Saturday, March 20, 2010

well need to work on baby step

well i need to work on this better . today i got 4 shirt , quilt, pocketbook and bought it for my birtday so will start april 1.

Sunday, February 21, 2010

so life is give me info didnt go food shopping today on way home from parent . realize i have enough food from going to bj warehouse going to try to go month of march with out spending more than 100 on food as i have alot of stuff here. i got some nice french bread at disability food bank . they didnt have alot of vegetable there . took some baby carrot from parents they dont use them some potato some tuna . might need some frozen vegetable at market but going to try to live on 100 month for food . as rent will go up to 200.00 no more credit cards. what ever money i earn is blessing . i work full time and thankful i have nice apartment it still ess than i would pay somewhere else and include heat , electricity and water and all. so 684.00 plus 150 for cable which is tv, phone, internet which is entertainment . i also have got rid of most of book and have 176 credits on pbs if i feel like buying a book . there already there. but i also have library and stuff to do . i spent 275 dollar at bj warehouse when i went with friend so that wont be happen again . especially when i will be living 350 for anything i need for month after april 1. i just wont be place that i get tempted.

Thursday, February 18, 2010

so another day my disability housing is going up almost 200 hundred dollar. so i will be more frugal than ever but i keep saying i have nice place to live with heat and electricity included. a food and vegetable food bank i go to every other saturday . which is fun . and just less stuff i neeed to stop buying . so i have enough food for march as i stock up at bj warehouse. got rid of all books . have few because i had to many all over house. so i feel good.

Monday, February 15, 2010

so it been while since post not sure why.learning.

so i went to bj and dollar tree and bought lot of stuff that i cant carry normally with out card so i am not going to go store for month march and live on what i bougth i got big thing of tide so i will have that for 6 month and stuff like that. so happy . i got money on state tax i over pay last year so will and did use it for taxes.

Wednesday, January 27, 2010

january 27.2009

okay wasnt such good day budget wise. i went and got calzone. but tommorow is another day.

Sunday, January 24, 2010

okay 24 of january

i could be doing better about cutting back it was month of learning lesson. i am going to pay all of bill on feb 1 and see how that go. i went to thrift shop yesterday to buy 3 dress pant and some other stuff lot cheaper than buy new need to work mor eon order out . i also need to bring lunch and coffee also . alot to wok on .

Tuesday, January 19, 2010

today is 19th january .

i could be doing little better with this . it hard lesson and lot of stuff. my bill are pay so that is good. february will hopeully be sucess. i ate out friday night , ate out lunch saturday , got take out saturday ...

Wednesday, January 13, 2010

so i decide to buy lunch today and only eat half of sandwich.

i should have brought my lunch today and i didnt . so i ate half sandwich and will eat the other half tommorow. life is too short i need to plan future one day at time. to people who were in earthquake in haiti that is what life is about living in monment.

Sunday, January 10, 2010

january 11

i was not here yesterday was at parent and samson had great time with them. went to disability food bank some fruit , a little vegetable, breads. went food shopping with my parent and got lots of food . thought it was going to be 200.00 dollars because i had 12 bag of food was only 100.00 so i was happy. lot of stuff going to make some turkey burger and got some potato . good deals.

Saturday, January 9, 2010

day 9

well up early onsaturday dont know why have to go for fruit and vegetable today at disability group yeah . need some .... i have plenty of meat and pasta and rice. so i am leaving early today due to commuter rail schedule.

Friday, January 8, 2010

day 8

day 8 i did order chinese food today so that wasnt in buget. but it new stuff tommorow. i am going tommorow to disability foood bank group so hope i get some wonderful stuf to make meals i have meat and past a need some vegetable.

Thursday, January 7, 2010

day 7 alot more work to do.

i didnt do as good today as i try . i ate lunch at work ,coffee. i also am relaxing.

Wednesday, January 6, 2010

day 6 i didnt bring lunch

i should have brought lunch but didnt was talk to friend onlien and got lazy . need to do laundry and cook something. i had hard day at work so i feel like eating every thing not going to. i i didnt have big meal. i cant wiat to saturday to go food bank that will be good.i hope to try something new . i have meat here for while . pasta, so i really dont need alot .

Tuesday, January 5, 2010

day 5

wow day 5 today was cheapest day i bought coffee 2.00 but that is all. i did bring lunch so five dollar will go in jar yeah . this is first day i brought lunch this year and it felt good also watch bigget loser and love show and today is second day of diet yeah . im get paid first time for january so we will see test . that rock hopes and dream .have been eating food that is stock pile here. lot in cabinet. freezer and all . so i wan tto make some dinner more so if i dont feel cook alot it ready like pot of pasta , or rice for few day. last night and i bougth for lunch is made biscuts, pea, chicken and it was good. yum and it would have been alot more at work.

Monday, January 4, 2010

day 4 ....

well this m orning was going to take bus as i took cab home yesterday. so pay 20.00 and then today i was going to take bus and fell on step and had to go back change clothes would have miss bus so took cab an had to spend another 15 more dollar forgot to bring lunch 7.00 but decide to cook bunch chicken tender 2 biscuist and peas . so i will have lunch dinner for few days. yeah decide is grandfather would have been his birthay and decide to start weight watcher on own. i dont need any food so im not buying food this week.

Sunday, January 3, 2010

day 3 january 3rd.

so last night was night for budget i can blame snow or be in house but i have no excuse. i said to my self i would not order on internet . so iend up order weight watcher stuff on ebay th eprogram which i want ot start tommorow . im mad at myself and try to justice but deep downthere is none. oh well today is new day . i enjoy yesterday took samson mydog for 4 walk in snow spend time with mom and dad 90 and 82 we watch celtics game . just relax went on pbs chat and chat with some nice people . read some of the book the help not feel it as much . pretty muchday of relaxing and getting mind set for work tommorow. there a foot of snow out there and love my group the compact on yahoo love group . when i go back to apartment will eat what i have in house ....... still going to get 200.00 dollar of gift card at shaw supermarket and that all i can have for month for food. need to work on that and cut back luncheon and coffee . i figure that was cost extra money of 140.00 a month so 200.00 has to include 140 also . so i will be more frugal. i have some stuff to eat at home so that is empty cabinet.

Saturday, January 2, 2010

today is second day i wont be going out today

january 2.
i wont be going out today due to snow till monday i am taking samson out alot so that will keep me busy. i not allow myself to buy anything off internet because that get me in trouble . i did order couple diet book off paperbackswap but i have 71 credit so i might well use them. i reading real good book and love it. the help it really good it was christmas present to myself . since pbs has 600 or something people wait .illmake someone happy i decide to spend 25.00 to send book out on pbs so i still have credits to order.
carol

Friday, January 1, 2010

carolhopesfrugal2010

hi my name is carol im massachusett. i live in disability housing due to head injury 18 years ago on april6,1991. i also suffer from depression, add and that is my life. I work on alot of stuff and due to future i like to save money so i am financial secure . my parents are love of life there 90 and 82 so there happy i live in my own apartment so that another way i want to say money for future . i also have dog who live with parent due to fact he be home alone for 11 hours well im work thank god i can work even though sometime ithard with condition . i also have lot of medical bill and thank god for health insurance but most flexible spending account and they take that out of check ... i take 5000 for medical expense . thank god for that . anyway i like to spend money but realize i cant live like that as i have to think of future so here journey begin. i thank god for life i live and the stuff that i have to deal with i can accept it . so i hope when i look next year i will have accommend my goals. this will keep me accountable.
1. bring coffee to work 2.00 a cup time 520.00 a year wow will be put 2.00 in jar each day i do that
2. bring lunch to work 5.00 a day i figure i was spending. 100.00 a month
3. groceries shopping 200.00 a month i am going t o do that even with bring lunch to work . 2400 a year
4. i like to see a year it woke me up.
5. spend 50.00 a month for book would like to cut in half i belong to paperbackswap.com and will use that for postage 300.00 a year instead of 600.00
6. read more books that i have right now 204
7. pay rent cant change that but it include all ulities
8. eventually but for now i am paying for cable , interent and phone . 1200 year but it my favorite entertainment so for now im keeping that
9. give myself 20.00 a week for fun thing.
10 . just living simple i go to parent for weekend so take walk with samson and reading . a cup of tea , start going to library im in process of declutter apartment and it feel good . i want to just have miminual to live and it help me feel less overwhelm.
happy 2010... everyone . hugs.